Secure Affordable Term Life For Age 40 Non-Smokers
Cost Benefits for Non-Smokers
As a non-smoker, you can expect to pay significantly less for term life insurance than smokers. Insurance companies assess risk based on statistical data, and non-smokers generally enjoy longer life expectancies. For example, a healthy 40-year-old non-smoker might pay around $30 to $40 per month for a 20-year, $500,000 policy, while a smoker might pay double that amount1.