Secure Your Dream Home Even With Maxed Credit Cards
Exploring Alternative Mortgage Options
If traditional loans seem out of reach, consider alternative mortgage options. FHA loans, for instance, are designed for borrowers with lower credit scores and require a smaller down payment3. Another option is a VA loan, available to veterans and active-duty service members, which offers competitive interest rates and no down payment requirement4. Additionally, some lenders offer non-traditional loans, such as those based on bank statements or asset depletion, which might be suitable if you have significant assets but irregular income.