Secure Your Restaurant's Future With Expert Insurance Insights
Several types of insurance are essential for restaurant owners:
- General Liability Insurance: This covers legal fees and damages if a customer is injured or their property is damaged on your premises.
- Property Insurance: Protects your building and its contents from damage due to events like fires or vandalism.
- Workers' Compensation Insurance: Provides benefits to employees who get injured or sick from their job, which is mandatory in most states.
- Business Interruption Insurance: Compensates for lost income during periods when your restaurant is closed due to a covered peril.
Each type of insurance plays a vital role in protecting different aspects of your business, ensuring you can continue operations even when unexpected events occur.