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Types of Construction Insurance

There are several types of construction insurance policies available, each designed to cover specific risks associated with construction projects:

• General Liability Insurance: This covers bodily injury, property damage, and legal fees that may arise from accidents on the construction site.
• Builder's Risk Insurance: This policy covers buildings under construction and protects against damage from events such as fire, wind, theft, and vandalism.
• Workers' Compensation Insurance: This provides coverage for medical expenses and lost wages for employees injured on the job.
• Professional Liability Insurance: Also known as Errors and Omissions Insurance, this covers claims related to negligence, errors, or omissions in the design and construction process.