Senior Dental Coverage Secrets That Save You Thousands

Types of Senior Dental Plans

Senior dental plans typically fall into three main categories: dental insurance, dental discount plans, and government programs.

1. **Dental Insurance**: These plans work similarly to health insurance, where you pay a monthly premium, and the insurance covers a portion of your dental expenses. There are various options, including PPOs (Preferred Provider Organizations) and HMOs (Health Maintenance Organizations), each with different networks and coverage levels. Some popular providers offer plans specifically designed for seniors, which can be found by visiting their websites.

2. **Dental Discount Plans**: Unlike insurance, these plans offer discounts on dental services in exchange for an annual fee. They are a great option for those who want to save on routine care and minor procedures. By searching for options online, you can find plans that offer discounts of 10% to 60% on dental services.

3. **Government Programs**: Medicaid provides dental coverage in some states, but the extent of coverage varies. It's essential to check your state's specific offerings to see these options and determine eligibility.