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Why Landlord Insurance is Essential
Owning rental property comes with unique risks that standard homeowners insurance does not cover. For instance, if a tenant or visitor is injured on your property, landlord insurance can cover legal fees and medical expenses. Moreover, if your property becomes uninhabitable due to a covered peril, such as a fire, landlord insurance can compensate for lost rental income1. This financial protection is vital for maintaining cash flow and avoiding unexpected expenses.