Skyrocket Your Score With Simple Credit Hacks

Simple Credit Hacks to Elevate Your Score

Improving your credit score doesn't have to be an arduous task. By adopting a few simple habits, you can see a noticeable difference. Firstly, always pay your bills on time. Payment history accounts for about 35% of your credit score¹. Setting up automatic payments or reminders can help ensure you never miss a due date.

Another effective strategy is to keep your credit utilization low. This refers to the ratio of your credit card balances to your credit limits. Aim to use no more than 30% of your available credit². If you're nearing this threshold, consider paying down your balances or requesting a credit limit increase.