Transform Debt Worries into Relief with Chapter 13 Consult
If you're feeling overwhelmed by debt, a Chapter 13 consultation could be your gateway to financial relief, and you can browse options to find the right path for you.
Understanding Chapter 13 Bankruptcy
Chapter 13 bankruptcy, often referred to as a "wage earner's plan," allows individuals with a regular income to develop a plan to repay all or part of their debts. Unlike Chapter 7, which involves liquidating assets to pay off debts, Chapter 13 focuses on reorganization. This means you can keep your property while paying off debts over a three to five-year period1.