Transform Restaurant Safety with Insanely Affordable Insurance Quotes
Several insurance types are essential for comprehensive protection:
1. **General Liability Insurance**: This covers third-party claims of bodily injury or property damage that occur on your premises. For instance, if a customer slips and falls, this insurance can cover medical expenses and legal fees1.
2. **Property Insurance**: Protects your physical assets, including the building, kitchen equipment, and furniture, from damages caused by events like fire, theft, or vandalism2.
3. **Workers' Compensation Insurance**: Required in most states, this insurance covers medical expenses and lost wages for employees who are injured on the job3.
4. **Business Interruption Insurance**: Compensates for lost income during periods when your restaurant is closed due to a covered peril, ensuring you can continue to pay fixed costs like rent and salaries4.