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Benefits of Cash-Out Refinancing

One of the most appealing aspects of cash-out refinancing is the ability to access a substantial amount of money at a relatively low cost. Unlike personal loans or credit cards, cash-out refinancing typically offers lower interest rates because the loan is secured by your home. This means you can save money on interest and make more significant investments in your property or financial goals. Additionally, the interest paid on the mortgage may be tax-deductible, providing further savings¹.