Unlock Secret Motorcycle Loan Rates Today

Several key factors influence the rates you might be offered:

1. **Credit Score**: A high credit score signals to lenders that you're a low-risk borrower, often resulting in more favorable interest rates. For example, a score above 720 might qualify you for the best rates, while scores below 600 could lead to higher rates¹.

2. **Loan Term**: The length of your loan can also affect your rate. Shorter terms usually come with lower rates but higher monthly payments. Conversely, longer terms might offer lower payments but at a higher interest rate over time².

3. **Type of Motorcycle**: New motorcycles often qualify for lower rates compared to used ones. This is because new bikes typically have a higher resale value, reducing the lender's risk³.