Urgent Care Secret High Deductibles Slashing Insurance Costs
Benefits of High Deductibles in Urgent Care
High deductibles can seem daunting, but they offer several benefits if approached with a strategic mindset. First, these plans often come with lower premiums, which can result in significant annual savings. For instance, the average premium for a single person with an HDHP was approximately $1,350 less annually compared to traditional plans2.
Moreover, urgent care centers typically charge less than emergency rooms, which can help you meet your deductible faster, leading to insurance coverage kicking in sooner. This is particularly beneficial for non-emergency situations where urgent care can provide the necessary treatment at a fraction of the cost.